AI and bank : Moving from isolated pilots to large-scale industrialization

Published on 2025/04/16 15:38

📣 “According to a survey conducted by IPSOS, 76% of banks and financial institutions in Europe are already using AI solutions or are in the process of deploying them.”

In this article, Stéphane Benkemoun and Raphaël Zerbib explore the levers, challenges, and constraints of scaling up the use of AI in banking institutions. They show how this technological innovation is profoundly transforming a lot of aspects of the industry: risk management, customer relations, and the optimization of internal processes.

👉 They explain how these transformations can be highlighted and fully integrated into banks’ strategy.

👉 The article analyzes various issues including financial implications, ROI, Financial Look, and regulatory requirements, along with new challenges and constraints, as well as employee concerns, and many others.

👉 “AI is profoundly reshaping banking professions, whether it’s credit scoring approaches, offer personalization, or the fight against international fraud.”

An article that helps to better understand how to combine technological innovation and operational efficiency ! To discover in the Year Ahead 2025!

And you, where do you stand?
(Experimentation, integration, or industrialization?)